Who We Help

How Do You Live a Healthy Financial Life?

Not with a one-size-fits-all template. We help you achieve it with a plan that’s built around you. Our mission is to craft a plan that is personalized, flexible, and reflects what matters most to you.

Pre-Retirees & Retirees

Retirement is as exciting as it is daunting. You’ve worked hard for this next chapter, but few people are ever shown how to live it. We help you turn the wealth you’ve built into lasting income, with strategies to support the lifestyle you want for years to come.

Services for pre-retirees and retirees include:

  • Financial Planning: Help turn savings into sustainable income, with retirement analysis, cash flow projections, budgeting reviews, and debt management.

  • Portfolio Management & Investments: Build and manage diversified portfolios utilizing reviews, asset allocation, concentrated wealth strategies, restricted stock, employee stock plans, and stock options.

  • Risk Management & Asset Protection: Help safeguard your financial security with insurance analysis, planning, and review of employee benefits.

  • Tax Coordination: Work with your attorneys and accountants to help optimize retirement plan strategies and distribution timing.

  • Trust & Estate Planning: Review estate and tax implications, coordinate with estate professionals, and implement gifting strategies.

  • Charitable Planning: Align your giving with your estate plan and facilitate donor-advised funds.

Families

Passing wealth from one generation to the next can be both a gift and a challenge. We help you share your wealth with intention, developing trust and charitable strategies to support the next generation, foster healthy family dynamics, and carry on your family mission.

Services for families include:

  • Financial Planning: Develop strategies to transfer wealth across generations, including retirement and succession planning, cash flow projections, and business continuity.

  • Portfolio Management & Investments: Build and manage diversified portfolios through reviews, asset allocation, concentrated wealth strategies, restricted stock, employee stock plans, and stock options.

  • Trust & Estate Planning: Review estate and tax implications; coordinate with estate attorneys and tax professionals.

  • Risk Management & Asset Protection: Help protect family assets with insurance analysis, planning, and recommendations.

Entrepreneurs & Equity Holders

Building a business or holding equity in a growing company creates unique opportunities and unique complexities. We help you balance the risks of growth with the rewards of ownership, turning business success and equity stakes into enduring wealth for you and your family.

Services for entrepreneurs and equity holders include:

  • Financial Planning: Navigate the intersection of business and personal goals with strategies for liquidity events, succession planning, and cash flow.

  • Portfolio Management & Investments: Diversify beyond your concentrated business or stock holdings, with strategies for asset allocation, stock options, and restricted stock.

  • Concentrated Equity Solutions: Develop strategies to manage, diversify, and unwind large stock positions to help balance growth potential with risk and tax efficiency.

  • Risk Management & Asset Protection: Help safeguard both personal and business assets with insurance planning, liability protection, and continuity planning.

  • Tax Coordination: Collaborate with accountants and attorneys to help optimize equity compensation, stock option exercises, and sale strategies.

  • Business Succession & Exit Planning: Design a roadmap intended to transition or sell your business while maximizing value and aligning with your legacy goals.

  • Trust & Estate Planning: Integrate business interests and equity stakes into your estate plan, coordinating with legal professionals to help protect future generations.