Ponte Vedra Beach Financial Advisor Serving Jacksonville & Northeast Florida
Occidental Asset Management delivers fee-only wealth management services to individuals, couples, and families throughout the Greater Jacksonville area and Northeast Florida from our office in Ponte Vedra Beach.
You may have searched online using terms like "best financial advisors in Jacksonville FL," "fiduciary financial advisor Jacksonville," "investment management Jacksonville," "wealth management Jacksonville FL," or "find top financial advisors in Jacksonville."
But we believe selecting the right financial advisor in Northeast Florida goes beyond online searches.
Jacksonville and the surrounding region present unique financial planning challenges:
Establishing proper Florida residency when moving from states with higher income taxes
Addressing the escalating costs of homeowner’s insurance along the coast
Integrating military pensions, Thrift Savings Plan decisions, and veteran benefits for service members
Developing retirement income approaches that leverage Florida's favorable tax environment
Managing country club and coastal lifestyle expenses while maintaining retirement sustainability
If you're looking for wealth management that reflects the complexities of Northeast Florida living rather than one-size-fits-all advice, our firm may be a good fit for your needs.
We are an independent financial advisor in Ponte Vedra Beach, providing fee-only, fiduciary financial planning, investment management, and retirement planning to Clients across Jacksonville, St. Johns County, and Northeast Florida.
Our approach begins with developing a plan around your unique circumstances and goals and then continues with ongoing support to help ensure your financial strategy stays on track with your life.
How Fee-Only, Fiduciary Advice Can Help
Partnering with a fee-only financial advisor in Jacksonville means receiving guidance without commissions or product-based sales incentives. As fiduciary financial advisors serving Jacksonville, FL, and Northeast Florida, we have a legal obligation to prioritize Clients’ best interests in every recommendation we make.
This can matter particularly in the Jacksonville region, where retirees moving from other states, military personnel, and professionals frequently encounter financial product pitches that overlook Florida's unique financial and tax environment or the nuances of planning across multiple states.
Our investment management and wealth management approach for the Jacksonville area serves Clients who prioritize objective advice and transparency over commission-driven recommendations and in-house products.
How We Meet with Our Jacksonville Area Clients
We work with Clients on their terms:
In Person
at our Ponte Vedra Beach office
Virtually
from anywhere
By Phone
for ongoing conversations
Wealth Management Services in Ponte Vedra Beach
As a Registered Investment Advisor in Ponte Vedra Beach serving Jacksonville and Northeast Florida, we provide services tailored to each Client’s specific objectives.
-
Comprehensive financial planning to help support important decisions, major life transitions, and your long-term objectives.
-
Evidence-based portfolio management to help you navigate market cycles while building sustainable long-term wealth.
-
Retirement planning for Jacksonville area residents, focused on sustainable income distribution, tax-efficient withdrawal sequencing, and Social Security claiming optimization.
-
Strategic guidance to help maximize Florida's tax advantages, including residency establishment for relocators, avoiding former state audit triggers, and tax-efficient withdrawal strategies.
-
Coordinated savings strategies and tax-efficient investment approaches calibrated to your career stage, from early accumulation through pre-retirement peak earning years.
-
Guidance for retirees navigating Medicare decisions, supplemental insurance options, and healthcare cost planning in Florida.
-
Legacy planning and asset transfer strategies for Florida residents, including multi-state considerations for those with property or family connections in former home states.
-
Review and recommendations for property and hurricane insurance, liability and lawsuit protection, umbrella coverage, long-term care planning, and life insurance.
-
Understanding the psychological factors that influence your financial choices, particularly during pivotal moments like moving to or from Florida, or making complex retirement decisions.
Why Jacksonville Residents Often Choose Our Practice
Clients across Northeast Florida may select our firm because we provide:
Fee-only, fiduciary advice with Clients’ best interests as our priority
Customized financial planning that brings all the areas of your financial life together
Disciplined investment management to help manage risk and achieve long-term goals
Behavioral finance expertise to help support confident decision-making
Collaborative planning with your CPAs, attorneys, and other trusted advisors
Clear, jargon-free communication and consistent engagement throughout our relationship
Common Questions from Our Jacksonville Clients
We build customized strategies based on your individual circumstances and priorities. Clients often come to us with questions like:
We're planning to retire from New York to Florida next year. What do we need to do to establish Florida residency properly and avoid tax issues with our former state?
We're considering moving to Florida, but friends are warning us about the insurance crisis. How do we evaluate whether this is still a smart financial move for retirement?
I'm a military retiree staying in the Jacksonville area. How do I coordinate my pension, TSP, and VA benefits into a comprehensive retirement income strategy?
I have both a corporate pension and Social Security eligibility. What's the optimal claiming strategy to maximize my retirement income while taking advantage of Florida's tax benefits?
Professional Expertise and Credentials
Jacksonville residents seeking comprehensive wealth management may select our firm because our Financial Advisors offer specialized knowledge and experience. Our team includes Financial Advisors with the CERTIFIED FINANCIAL PLANNER® certification, as well as professionals holding MBAs, the Certified Financial Behavior Specialist® (FBS®) designation, and a doctorate in clinical psychology.
This diverse expertise enables us to take a comprehensive view of your financial life, integrating tax planning, investment management, insurance analysis, estate considerations, and retirement income strategies into a cohesive plan tailored to your life and needs. Rather than offering cookie-cutter solutions, we develop customized strategies that account for the unique aspects of Northeast Florida living. For Clients who are interested, we also incorporate behavioral finance insights to help you understand how your money beliefs influence your decisions so you can take advantage of your strengths and avoid pitfalls.
Communities We Serve from Our Ponte Vedra Beach Office
Our office serves Clients throughout the region, including:
Ponte Vedra Beach and coastal communities (Sawgrass, Nocatee, Atlantic Beach, and Jacksonville Beach)
Jacksonville (San Marco, Avondale, Mandarin, and throughout the metro area)
St. Johns County (St. Augustine, World Golf Village, Fruit Cove, and surrounding areas)
Northeast Florida (Amelia Island, Fernandina Beach, and beyond)
Whether you're searching for a personal financial advisor in Jacksonville, a fiduciary financial planner in Ponte Vedra Beach, or fee-only wealth management in St. Augustine, we provide comprehensive financial planning and investment advisory services to Clients across Northeast Florida.
Directions
We're located on A1A Highway in Ponte Vedra Beach, easily accessible from Jacksonville, the beaches, and coastal communities.
Our Office Address
-
Take US-1 S/N Main St.
Continue onto US-90.
Merge onto Acosta Expy (signs for FL-10) and keep right.
Follow signs for I-95 S/US-1 S/Philips Hwy.
Merge onto I-95 S.
Use the right 2 lanes to take exit 344 toward Jax Beaches.
Merge onto FL-202 E.
Take the FL-A1A exit toward Ponte Vedra/St. Augustine.
Merge onto 3rd St/A1A Scenic and Historic Coastal Byway.
Our office is at 822 N A1A Highway, Suite 310, in Ponte Vedra Beach.
-
Take A1A N along the coast toward Ponte Vedra Beach.
Continue on A1A N through Ponte Vedra Beach.
Our office is at 822 N A1A Highway, Suite 310, in Ponte Vedra Beach.
-
Get onto I-95 S toward Jacksonville.
Take exit 362A for I-295/E Beltway toward Jax Beaches.
Merge onto I-295 S.
Take exit 53 for FL-202 W/Butler Blvd.
Merge onto FL-202 E/Butler Blvd via the ramp to Jax Beaches.
Take the FL-A1A S exit toward Ponte Vedra/St. Augustine.
Merge onto 3rd St S/A1A Scenic and Historic Coastal Byway.
Our office is at 822 N A1A Highway, Suite 310, in Ponte Vedra Beach.
Our Advisors in the Ponte Vedra Beach Office
Schedule a Call with a Jacksonville Financial Advisor
Ready to gain confidence in your financial future? Take the first step toward a personalized strategy that integrates every aspect of your financial life. Schedule a call with a Financial Advisor in Ponte Vedra Beach today.