Fee-Only, Fiduciary Financial Advisor in Burlingame Serving the Greater Bay Area
At Occidental Asset Management, we deliver fee-only financial advisory and wealth management services for individuals and families throughout the greater Bay Area, with a particular focus on San Francisco, San Mateo County, and Silicon Valley.
You may have started your advisor search with terms like "best financial advisor San Francisco," "fiduciary financial advisor San Francisco," "financial planner San Francisco," or "financial advisor Burlingame CA." But selecting the right advisor goes beyond search terms.
The Bay Area presents unique financial complexities, from navigating RSUs and stock options in Silicon Valley to managing the region's high cost of living, planning around concentrated tech equity, or timing a liquidity event. If you're seeking planning that transcends cookie-cutter solutions and reflects your objectives, priorities, and the realities of Bay Area wealth, our Burlingame office could be the right match.
As an independent financial advisor in San Francisco and Burlingame, we deliver fee-only, fiduciary financial planning, investment guidance, and retirement planning for Clients across the Bay Area. With most of our Advisors holding the CERTIFIED FINANCIAL PLANNER® certification, we invest the time to understand what's most important to you and help ensure your plan stays in sync with all the areas of your financial life, such as your equity compensation, career trajectory, and vision for what comes next.
Why You May Want Fee-Only, Fiduciary Advice
Partnering with a fee-only financial advisor in Burlingame means receiving recommendations free from commissions or product-driven sales. As your fiduciary, our Advisors are legally bound to prioritize your best interest in every decision.
This matters especially in the Bay Area, where financial products are often marketed aggressively to tech professionals and high-net-worth residents.
We believe our approach to wealth management in the greater Bay Area, including San Mateo County and Silicon Valley, serves Clients who value objective, tailored advice, grounded in trust and transparency, not sales quotas or proprietary products.
We Meet with You on Your Terms
Clients can connect with their Advisors:
In our office
in Burlingame, convenient to Highway 101, 280, and SFO
Virtually
from anywhere, whether you're in Palo Alto, San Jose, or working remotely
By phone
for continued conversations that fit your schedule
Services Offered at Our Burlingame Office
As a financial and investment advisor in the San Francisco Bay Area, we deliver comprehensive wealth management services designed to help you reach your financial goals. Whether you're seeking asset management in San Francisco, personalized financial planning in Burlingame, or tax-efficient charitable strategies in San Mateo County, our services include:
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Ongoing financial planning crafted to guide you through significant financial choices, life changes, and long-range objectives.
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Asset management rooted in research-backed strategies and diversified portfolios to help weather market volatility while positioning you for long-term growth.
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Retirement planning in Burlingame and beyond focused on long-term financial sustainability, including income distribution strategies and Social Security optimization.
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Tax-smart strategies designed to help you retain more of what you earn in one of the nation's highest-tax states.
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Wealth building through saving and investment strategies aligned with your future goals, whether that's financial independence in your 50s or building generational wealth.
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Strategic guidance to help navigate risk, establish liquidity, and enhance tax efficiency, all critical for tech employees holding significant company stock, founders preparing for exits, or executives with concentrated positions that represent most of their net worth.
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Solutions designed to minimize exposure to unforeseen financial challenges, including proper insurance coverage, emergency reserves, and portfolio strategies appropriate for your situation.
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Planning for asset transfer to help preserve your legacy and protect those you care about, particularly important in California, where taxes can significantly impact what you pass to heirs.
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Understanding your relationship with money, which can be especially important when managing sudden wealth from IPOs, acquisitions, or inheritance.
Why Work with Occidental Asset Management
Clients often select our Burlingame office because they appreciate:
Fee-only, fiduciary financial advice that puts their interests first
A customized approach to financial planning that recognizes Bay Area realities
Investment management in San Francisco to help reduce risk and accomplish goals
Application of behavioral finance principles designed to support decision-making
Collaboration with your existing CPAs and attorneys
Clear communication and consistent engagement, with no financial jargon or unclear recommendations
Common Client Questions We Help With
We deliver personalized planning informed by each Client's objectives, values, and life situation. Some of the questions Clients bring to us include:
My net worth is heavily concentrated in my company's stock through RSUs and options. How do I diversify without triggering massive tax bills, and when should I actually exercise?
I'm within 5-10 years of retirement. How do I know if I'm actually ready to stop working, and how do I create a retirement income strategy that will last?
How do I structure my wealth to support my children's future while also teaching them financial responsibility and ensuring my grandchildren's education is funded?
I've built a successful business over the past 20 years. How do I plan for an exit that maximizes value while minimizing taxes, and what do I do with the proceeds?
Certified Financial Behavior Specialist® Expertise
Bay Area residents seeking a deeper understanding of their financial decision-making may choose us because our team includes Advisors holding the Certified Financial Behavior Specialist® (FBS®) designation from the Financial Psychology Institute. The FBS® designation represents specialized training in behavioral finance, the study of how emotions, beliefs, and cognitive patterns influence financial decisions.
Our approach recognizes that every Client has a unique relationship with money shaped by their experiences and values. For Clients who are interested, we can explore how these underlying attitudes influence financial decisions and help create strategies that align with how you naturally think about wealth.
Locations We Serve from Our Burlingame Office
Our office serves Clients from our Burlingame location, including:
San Francisco (Financial District, SOMA, Noe Valley, Pacific Heights, and beyond)
San Mateo County (Burlingame, San Mateo, Redwood City, Menlo Park, and surrounding Peninsula communities)
Silicon Valley (Palo Alto, Mountain View, Sunnyvale, San Jose, and surrounding communities)
East Bay (Oakland, Berkeley, and Walnut Creek)
Directions
We're located on 301 California Drive, Suite 9, in Burlingame. We are across the street from the Burlingame Train Station, and Suite 9 is upstairs.
Our Office Address
301 California Drive, Suite 9
Burlingame, CA 94010
(866) 520-4985
team@occidentalasset.com
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Take US-101 S toward San Jose.
Take the Broadway exit in Burlingame.
Turn right onto Broadway.
Turn left onto California Drive.
Our office is on the right at 301 California Drive, Suite 9.
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Take US-101 N toward San Francisco.
Take exit 417A for Dore Avenue.
Turn left onto N Bayshore Blvd.
Turn left onto Peninsula Ave.
Turn right onto California Dr.
Keep left to stay on California Dr.
At the traffic circle, take the 4th exit and stay on California Dr.
Our office is on the right at 301 California Drive, Suite 9.
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Route Option 1 (via Broadway)
Follow I-80 W across the Bay Bridge and US-101 S to the Broadway exit in Burlingame.
Turn right onto Broadway.
Turn left onto California Drive.
Our office is on the right at 301 California Drive, Suite 9.
Route Option 2 (via CA-92)
Get on CA-92 W.
Merge onto US-101 N.
Take exit for Peninsula Ave.
Turn right onto Airport Blvd.
Turn right onto Peninsula and go over the overpass.
Turn right onto California Drive.
Our office is on the right at 301 California Drive, Suite 9.
Our Team Members in the Burlingame Office
Schedule a Call
Ready to gain clarity on how all your financial pieces connect? Take the first step toward a personalized strategy that helps integrate every aspect of your financial life, from your equity compensation and tax planning to your retirement vision and legacy goals. Schedule a call with a Financial Advisor in Burlingame today.